We Finally Got Our Mail...and Tested Our Health Insurance Too.

After having our mail sent from Box Elder, SD on April 10th, by Americas Mailbox, it finally reached us here in Monroe, WA. The priority 3 day mail only took 13 days. This is the only time we have had an issue in over a year with them. Of course, it's not their fault. The shipping label wasn't damaged, so I have to blame the USPS. Must have got on the wrong conveyor belt... twice! Sorting gremlins!

We were expecting our new health insurance ID cards from Avera Health, out of Souix Falls, SD. And we got them. This new health insurance, we bought through the Healthcare.gov website. Right off the bat, I looked at the back of our cards for the special Logo of PHCS.

There it was.

That verifies that we can receive routine care from thousands of medical facillities through out the US, at the In-network rate. That was the big stickler for RVers getting insurance out of South Dakota.
We then headed over to Safeway, presented our new ID cards and set up our pharmacy accounts. I needed a prescription right away. I had only 3 of my blood pressure pills left from when we had our old insurance last year. Safeway contacted Express Scripts and had my prescriptions transferred to them.

They gave me a 90 day supply..... for free! Regularly priced at $14.99. Free prescriptions comes with the new insurance (new Obamacare rules). Then the pharmacist asked if we have had our Shingles vaccine. She checked and said it was at no cost to us through our insurance if we wanted to get them. So we got shot! The cost usually was $223.99 each! Wow!

They also said Donna's doctor was faxing her prescriptions in and she had a couple coming. We picked them up the next day. Two bottles, each a 90 day supply. One was $60.99, and the other was $444.99! And we received them at no charge. This insurance is really working out for us. We pay $317.37 per month and have a $2500.00 deductible each. We are going to schedule our annual physicals with our old doctor in Wenatchee soon...also at no charge.

I love it when things work out.

I also have been working on fine tuning our full timer RVers budget. By using examples from various sources around the internet, Dave Ramsey's envelope method, and our experiences, I have a great RVers finance plan I would like to share. Details will be posted on our web site at www.thefergs.com, and on our blog.

We will be heading up near the Canadian boarder in the next day or so. Meanwhile... we are enjoying our Grandsons here in wet, soggy, western Washington.

Loving life

Allen & Donna